Business Savings
A business savings account is ideal for the small and medium size businesses. You can use this account to build reserves for seasonal use or just earn higher interest on extra capital. It provides you with a convenient, no-cost statement savings account to be used with one of our business checking accounts. Overdraft protection is available from this account to any Commerce Bank checking account. If you overdraw your checking account, the amount of overdraft is transferred from your savings to your checking up to six times per month.

Business Certificates of Deposit
These high interest term accounts are available with maturities from seven days to five years. Unlike other savings instruments, they provide a guaranteed rate of interest for the specified period of time. All Commerce Bank certificates require a $1,000 minimum opening balance, regardless of the maturity period.

Lion's Share Commercial Business Checking
A traditional business checking account designed for the business that maintains higher balances expects heavy transaction activity. Provides an earnings credit allowance which may offset charges and per item transaction fees. Account can be free of charge depending upon activity, volume and balance levels.

Business Checking Plus I
With Business Plus I you get a predetermined number of monthly transactions for a predictable monthly fee. This account provides the small business owner with up to 75 transactions per month for a fee of $5.00. There is a charge of $.75 per transaction over 75. Your monthly fee can be waived if you maintain an average monthly balance of $5,000 or more, (total relationship).

Business Checking Plus II
Medium sized businesses will find our Business Checking Plus II account very appealing. This account provides up to 220 transactions per month for a low fee of $15.00. There is an additional charge of $.75 per transaction over 220. Avoid a monthly service fee by maintaining an average monthly balance of $10,000 or more, (total relationship). If you decide to keep a lower balance, then just pay the predictable monthly fee.

Business Money Market
This is a savings account ideal for the smaller size business. You can use this account to build reserves for seasonal use or just earn higher interest on extra cash flow. Overdraft protection is available from this account to any Commerce Bank checking account. If you overdraw your checking account, the amount of the overdraft is transferred from the Money Market to the checking up to six times per month.

Pay Day Banking
Bank at Work provides your employees with a package of our best consumer accounts. Employees are offered loan discounts, waiver of fees on mortgages, free checking with direct deposit, and a variety of savings account advantages.

IOLTA (Interest on Lawyer's Trust Accounts)
Our IOLTA accounts are designed to assist lawyers who are managing their client's funds. Commerce Bank has consistently appeared on the Massachusetts IOLTA Committee's list of "Honor Roll" banks due to our active participation in this program.

Non-Profit High-Yield Investment Accounts
Commerce Bank offers innovative solutions for our non-profit clientele. Commerce Bank offers two high yield investment accounts exclusively to non-profit entities.

Our Non-Profit Select Gold Account provides the following benefits:

• High Yields
• Immediate availability of invested funds
• Limited Check writing
• FDIC Insurance

Our Non-Profit Select Gold PLUS Account provides the following benefits:

• High Yields
• Immediate availability of invested funds
• Collateralization
• Check writing
• Investment in US Government Securities